ASSUMABLE LOAN!!! If the buyer qualifies, they can take over (assume) the seller's existing loan at the favorable fixed interest rate of 4.99%. This can be a significant savings compared to current rates. And, Potentially lower upfront costs since the buyer avoids originating a new loan entirely. Instead of taking over the existing loan, the buyer can also secure a new loan, and the seller will contribute $5,000 towards a mortgage rate buydown. A "buy down" effectively lowers the buyer's interest rate by up to 1 percentage point. This could reduce monthly payments significantly. Built in 2023, this stunning 4-bedroom, 2.5-bath, two-story home features beautiful granite countertops and sits on a spacious corner lot in the highly desirable York, SC area. Don’t miss out on all this home has to offer!